Important Licensing & Rate Disclosure: Advertised Fixed-Rate Home Equity Line of Credit (HELOC) terms are based on a 30-year amortization schedule (360 monthly payments), an estimated 760 credit score, and a 4.99% origination fee. For a primary residence, the fixed rate is 7.99% with an Annual Percentage Rate (APR) of 8.54%. For an investment property or 2nd home, the fixed rate is 8.99% with an APR of 9.56%. Credit card payment estimates assume a 21% average APR and a 3% minimum payment, for illustrative purposes only; actual terms vary by issuer. All rates, fees, and terms are subject to change without notice and are subject to final underwriting approval. This is an advertisement and does not constitute a commitment to lend; not everyone will qualify. Please consult with a licensed mortgage professional to obtain a customized quote for your specific situation. NEXA Lending, LLC is an Equal Housing Lender. Corporate Address: 5559 S Sossaman Rd, Bldg 1, Ste 101, Mesa, AZ 85212. Company NMLS #1660690. Loan Officer: Antonio Acosta, NMLS #1662255.