Choose Your Path
Find Your Perfect HELOC
Multiple HELOC options to match every borrower's needs and preferences.
| Feature | Figure HELOC | NFTY HELOC | HELOC Card |
|---|---|---|---|
| Credit Line Range | $25K – $750K | $10K – $750K | $5K – $1M |
| Min. Credit Score | 600 | 640 | 620 |
| Funding Speed | 5 Days (Primary) · Next Day (2nd/Investment) | 5 Days (Primary) · Next Day (2nd/Investment) | 5 Days (Primary) · Next Day (2nd/Investment) |
| Application | Online | 100% Digital | Online |
| Credit Check | Soft Pull | Soft Pull | Soft Pull |
| Appraisal | Not Required* | Not Required* | Not Required* |
Most Popular
Best for 100% Digital Execution
NEXA NFTY HELOC
Powered by NFTYDoor
Complete your HELOC application 100% online with credit lines from $10K to $750K. No obligation, no hard credit pull until you accept your offer.
- Credit lines from $10K to $750K
- Minimum credit score of 640
- Funds in as few as 5 days
- Soft credit pull upfront
- 100% digital application
Large Projects
Best for Large Projects & Maximum Credit
NEXA Figure HELOC
Primary Product
Industry-leading HELOC with credit lines from $25K to $750K. Get pre-qualified in 5 minutes with a soft credit check.
- Credit lines from $25K to $750K
- Minimum credit score of 600
- Funds in as few as 5 days
- Soft credit pull upfront
- No appraisal required*
HELOC Credit Card
Best for Flexible, Ongoing Spending
NEXA HELOC Card
Home Equity Line of Credit
Access your home equity through a convenient credit card with credit lines from $5K to $1M. Competitive home equity rates with card flexibility.
- Credit lines from $5K to $1M
- Minimum credit score of 620
- Funds in as few as 5 days
- Soft credit pull upfront
- Credit card convenience